Direct Implementation Program
(BOT/BOM/BOO Projects)

A Build - Operate - Transfer (BOT) / Build - Operate - Manage (BOM) / Build - Operate - Own (BOO) project is a direct implementation approach to set up a microfinance program following the credit delivery and recovery mechanism of Grameen Bank in a specific location. Grameen Trust has introduced BOT/BOM/BOO programs with a view to establish sustainable microcredit programs in situations where many poor people need to be served and the prevalent environment is not quite friendly to establishing this kind of programs. This program has proved to be effective as it significantly reduces the time of establishment and implementation of the program while maintaining cost effectiveness simultaneously. GT deploys its experienced staff to set up BOT/ BOM/BOO programs that drastically lowers implementation time as well as training cost.

At present, Grameen Trust has six ongoing BOT projects in Costa Rica, Guatemala, Indonesia, Kosovo, Turkey and Zambia and one BOM project in USA. The BOT project in Myanmar has already been handed over to the host organization. In 2007, GT has launched a Build-Operate-Manage (BOM) project in New York City, USA. The project has been named as Grameen America, Inc. (GAI). It has been established to help poor, especially the immigrant women of different communities to be engaged in income generating activities and improve their livelihoods.