This program has been designed in such a way that beggars will be motivated to join the program. The loan provision has been kept collateral and interest free so that it will not impose any burden on the beggars. Moreover, the members have been provided the flexibility in repaying loans at their convenience. The members are provided with utility services that they lack most, such as blankets, mosquito nets, umbrellas etc. to lessen their vulnerability. They are mentored and guided by the field officers of partner organizations in utilizing loans effectively. They are also provided basic literacy training to develop and improve their entrepreneurial skills.
As of December 2009, a total of BDT 9,587,200 (USD 136,960) has been disbursed to 5,399 beggar members. The amount of loan repaid by the borrowers until December 2009 is BDT 5,379,284 (USD 76,847) and members have saved BDT 783,513 (USD 11,193). It is worth mentioning here that 126 members have already quit begging and 100 of them have joined the mainstream program. The members who have already quit begging are mentored and monitored so that they can join the mainstream microcredit program of the respective partner organizations without slipping back to begging again.